New Delhi [India], July 3: Metro city living brings better access to hospitals, specialists, diagnostic centres, and advanced treatments. Still, it also raises an important question for every household: Is the health cover large enough for the family’s needs? A medical emergency can affect savings, monthly plans, and long-term goals. Choosing the right sum insured...
Tag: Finance
15 Questions to Ask Before Adding a Critical Illness Benefit to Your Existing Health Plan
Mumbai (Maharashtra) [India], June 10: A critical illness benefit is not something you must add to a health plan just because it appears useful on paper. It needs a closer look, especially if your family depends on your income or if you are already managing health cover for more than one member. Regular health insurance...
What the Latest IRDAI Guidelines Mean for Health Insurance Policyholders in India
Mumbai (Maharashtra) [India], June 9: Health insurance in India is becoming more policyholder-focused, with greater attention on clarity, continuity, service access, and smoother policy use. For customers, the latest IRDAI framework is not just regulatory information; it can directly influence how they read, buy, renew, and use their health cover. If you already have a health...
Why Older-Car Owners Need a Different Renewal Strategy
Mumbai (Maharashtra) [India], June 4: Renewing car insurance for an older vehicle is often treated as a routine task, but the needs of a car can change significantly over time. As a vehicle ages, its market value declines, repair costs may vary, and certain policy features that were once useful may become less relevant. At...
Gold Imports, Forex Reserves, and India’s Balancing Act
New Delhi [India], May 29: When people talk about gold in India, the conversation usually stays personal. It is about family savings and the comfort of owning something tangible. But there is a bigger story that runs in the background. Every time demand for imported gold rises, it affects far more than jewellery counters and...
5 Clauses in Your Car Insurance Policy That Could Void Your Claim
Mumbai (Maharashtra) [India], May 28: A car insurance policy includes several terms and conditions that may affect the claim process in different situations. Missing details related to driving eligibility, vehicle usage, reporting timelines, or policy disclosures can sometimes create complications during claim assessment. Since many policyholders focus mainly on coverage benefits, important clauses may often...
A 2,124-Year Insurance Policy Triggers RBI Action, and the Launch of NYVO
New Delhi [India], February 10: A nationalised bank in Maharashtra sold a life insurance policy to a 90-year-old man. The annual premium was ₹2 lakh. The maturity date of the policy was the year 2124. This was not a hypothetical case or an isolated error, it happened. The Reserve Bank of India has since taken...
SHARES CLAIM DOST Simplifies IEPF Claim Refund and Share Recovery Process for Investors
New Delhi [India], February 07: SHARES CLAIM DOST, a specialised financial facilitation service, is helping investors across India recover, dematerialise and reclaim long-forgotten investments, with a strong focus on IEPF claim refund services. As India’s capital markets have moved fully into the digital era, many investors and families still hold old physical share certificates or...
Union Budget 2026: A Quiet Shift from Numbers to Nation-Building
The Union Budget 2026 has seen mixed reactions from various sources. As a finance entrepreneur Girish Lakhotiya explains what you should know about the annual exercise. Simply put, the Union Budget is the government’s annual plan. It explains how money will be raised – through taxes and borrowings and how it will be spent for...
PNB MetLife Launches Dividend Leaders Index Fund: A Disciplined Way to Invest in Consistent Cash Flow Generators
New Delhi [India], January 16: Dividend-led investing has emerged as a disciplined equity strategy for investors seeking stability alongside long-term growth. Companies that consistently distribute dividends often demonstrate strong governance, resilient cash flows, and prudent capital allocation. In volatile market environments, such attributes can add a layer of balance to equity portfolios. For investors seeking...









